Access to Officers, Management, Employees and Independent Advisers
Directors are encouraged to keep themselves informed with regard to the Company and its operations. Directors shall have full and free access to all members of Management and all other officers and employees of the Company. Any meetings or contacts that a Director wishes to initiate may be arranged through the CEO, the corporate secretary or directly by the Director. Directors shall use their judgment to ensure that any such contact is not disruptive to the Company's business operations and shall, to the extent that it is not inappropriate, copy the CEO on any written communications between a Director and member of Management or any other officer or employee of the Company Directors will also have access to the Company's independent advisors following consultation with the CEO to the extent not inappropriate.

New Director Materials
All new Directors shall be provided with a copy of the Charter Documents, these Guidelines, the Code, the Audit Committee Charter, all Company filings with the SEC for the current year and last preceding calendar year, all Company press releases issued during the current calendar year and any other pertinent information. Each new Director will attend a meeting with the CEO and CFO to be briefed on the Company's strategic plans and its significant financial, accounting and risk management issues.

Shareholders Communications Policy and Procedures
Shareholders may send communications to individual Directors or the full Board as a whole. Any such communications may be sent by mail or courier to the Company's principal executive offices, addressed to the individual Director or to the full Board, or by facsimile transmission at the Company's general facsimile number. The Company shall also establish an e-mail address at which Shareholders may direct communications to Directors. The foregoing Shareholder communication procedures shall be published on the Company's website.

The Company shall forward communications sent to a particular Director to that Director for such response or action as he or she shall deem necessary or appropriate. Communications to the full Board shall be directed to the Chairman of the Board for such response or action as he or she shall deem necessary or appropriate. The Nominations And Qualifications Committee may establish policies and procedure to screen communications which do not constitute a "security holder communication" within the meaning of SEC Schedule 14A, or which otherwise contains improper or irrelevant topics such as solicitations or communications related to the Company's products and services rather than matters concerning the Shareholders in such capacity.

The Directors shall be under no obligation to respond to any shareholder communications should they decline to do so.

Use of Company Website
The Company shall maintain on its corporate website the most current version of these Guidelines, the Code, and the Audit Committee Charter. The Company shall also maintain on its website contact information for the Shareholders to contact the Board or individual Directors as noted above.

Review of Guidelines
The Board shall review these Guidelines at least every two years as appropriate. The Board shall also revise these Guidelines to be consistent with any amendment to the Code or the Audit Committee Charter.